{"id":479,"date":"2019-01-22T13:11:44","date_gmt":"2019-01-22T04:11:44","guid":{"rendered":"https:\/\/wp.apibank.jp\/contents\/?p=479"},"modified":"2020-11-06T13:12:58","modified_gmt":"2020-11-06T04:12:58","slug":"plaid-bought-quovo","status":"publish","type":"post","link":"https:\/\/www.apibank.jp\/contents\/news\/plaid-bought-quovo\/","title":{"rendered":"\u91d1\u878dAPI\u4f01\u696dPlaid\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u7cfb\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u306eQuovo\u3092\u8cb7\u53ce\u3002- \u8cb7\u53ce\u984d\u306f2\u5104\u30c9\u30eb\u306b\u4e0a\u308b\u898b\u8fbc\u307f"},"content":{"rendered":"\n<p>\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u5411\u3051\u306eAPI\u3092\u69cb\u7bc9\u3059\u308b\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u4f01\u696dPlaid\u306f\u3001\u30d5\u30a7\u30a4\u30f3\u30c6\u30c3\u30af\u7cfb\u306e\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u4f01\u696dQuovo\u3092\u8cb7\u53ce\u3057\u307e\u3057\u305f\u3002<\/p>\n<p>\u8cb7\u53ce\u4fa1\u683c\u306f\u516c\u958b\u3055\u308c\u3066\u3044\u307e\u305b\u3093\u304c\u3001\u30d6\u30eb\u30fc\u30e0\u30d0\u30fc\u30b0\u306b\u3088\u308b\u3068\u7d042\u5104\u30c9\u30eb\u306b\u4e0a\u308b\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u3082\u8a00\u308f\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<h3>Plaid\u3068\u306f<\/h3>\n<p>Plaid\u306f\u7c73\u56fd\u30b5\u30f3\u30d5\u30e9\u30f3\u30b7\u30b9\u30b3\u306b\u62e0\u70b9\u3092\u7f6e\u304f\u3001API\u95a2\u9023\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3067\u3059\u3002<\/p>\n<p>Plaid\u306f\u3082\u3068\u3082\u3068Google Ventures\u3001Goldman Sachs\u3001American Express\u306a\u3069\u304b\u3089\u7dcf\u984d5,930\u4e07\u30c9\u30eb\u306e\u51fa\u8cc7\u3092\u53d7\u3051\u3066\u3044\u307e\u3057\u305f\u304c\u30012018\u5e7412\u670811\u65e5\u306b\u306f\u3055\u3089\u306b2\u51045,000\u4e07\u30c9\u30eb\u3092\u8abf\u9054\u3057\u307e\u3057\u305f\u3002(\u8a55\u4fa1\u984d\u306f27\u5104\u30c9\u30eb)<\/p>\n<p>Plaid\u304c\u63d0\u4f9b\u3059\u308bAPI\u3092\u5229\u7528\u3059\u308b\u3053\u3068\u306b\u3088\u3063\u3066\u3001\u958b\u767a\u8005\u306f\u30e6\u30fc\u30b6\u30fc\u306e\u9280\u884c\u53e3\u5ea7\u306b\u63a5\u7d9a\u3055\u308c\u305f\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u3092\u69cb\u7bc9\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>Plaid API\u306e\u4e3b\u306a\u6a5f\u80fd\u306f\u4ee5\u4e0b\u306e6\u3064\u3067\u3059\u3002<\/p>\n<dl class=\"basic_dl\">\n<dt>Transactions(\u30c8\u30e9\u30f3\u30b6\u30af\u30b7\u30e7\u30f3)<\/dt>\n<dd>\u6570\u5343\u3082\u306e\u91d1\u878d\u6a5f\u95a2\u306b\u3042\u308b\u30e6\u30fc\u30b6\u30fc\u306e\u8a73\u7d30\u306a\u53d6\u5f15\u5c65\u6b74\u3068\u6b8b\u9ad8\u30c7\u30fc\u30bf\u3078\u30a2\u30af\u30bb\u30b9\u3057\u307e\u3059\u3002<\/dd>\n<dt>Auth(\u8a8d\u8a3c)<\/dt>\n<dd>ACH\u3001EFT\u306e\u652f\u6255\u3044\u7528\u306b\u30e6\u30fc\u30b6\u30fc\u306e\u9280\u884c\u53e3\u5ea7\u3092\u5373\u5ea7\u306b\u8a8d\u8a3c\u3057\u307e\u3059\u3002<\/dd>\n<dt>Identity(\u672c\u4eba\u78ba\u8a8d)<\/dt>\n<dd>\u9280\u884c\u306b\u767b\u9332\u3055\u308c\u3066\u3044\u308b\u500b\u4eba\u60c5\u5831\u3068\u7167\u5408\u3057\u3066\u3001\u30e6\u30fc\u30b6\u30fc\u306e\u672c\u4eba\u78ba\u8a8d\u3092\u3057\u307e\u3059\u3002<\/dd>\n<dt>Balance(\u53e3\u5ea7\u6b8b\u9ad8)<\/dt>\n<dd>\u30e6\u30fc\u30b6\u30fc\u306e\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u53e3\u5ea7\u6b8b\u9ad8\u3092\u53d6\u5f97\u3057\u307e\u3059\u3002<\/dd>\n<dt>Assets(\u8cc7\u7523)<\/dt>\n<dd>\u53e3\u5ea7\u6b8b\u9ad8\u3084\u904e\u53bb\u306e\u53d6\u5f15\u5c65\u6b74\u304b\u3089\u76f4\u63a5\u3001\u501f\u308a\u624b\u306e\u8cc7\u7523\u3092\u78ba\u8a8d\u3057\u307e\u3059\u3002<\/dd>\n<dt>Income(\u6240\u5f97)<\/dt>\n<dd>\u30e6\u30fc\u30b6\u30fc\u306e\u9810\u91d1\u60c5\u5831\u304b\u3089\u3001\u30e6\u30fc\u30b6\u30fc\u306e\u53ce\u5165\u3068\u96c7\u7528\u4e3b\u306e\u60c5\u5831\u3092\u6b63\u78ba\u306b\u691c\u8a3c\u3057\u307e\u3059\u3002<\/dd>\n<\/dl>\n<p>Plaid API\u306f\u73fe\u5728\u3001Robinhood\u3001Venmo\u3001Acorns\u3001Coinbase\u306a\u3069\u306e\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u306b\u5229\u7528\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>Plaid API\u3092\u6d3b\u7528\u3059\u308b\u3053\u3068\u3067\u3001\u9867\u5ba2\u306e\u9280\u884c\u53e3\u5ea7\u60c5\u5831\u3068\u9023\u643a\u3057\u305f\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><cite><a href=\"https:\/\/plaid.com\/docs\/\">Documentation &#8211; PLAID API<\/a><\/cite><\/p>\n<h3>Quovo\u3068\u306f<\/h3>\n<p>Quovo\u306f\u7c73\u56fd\u30cb\u30e5\u30fc\u30e8\u30fc\u30af\u306b\u672c\u793e\u3092\u7f6e\u304f\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3067\u3059\u3002<\/p>\n<p>Quovo\u306f14,000\u4ee5\u4e0a\u306e\u6a5f\u95a2\u306b\u307e\u305f\u304c\u308b\u6570\u767e\u4e07\u4eba\u306e\u30e6\u30fc\u30b6\u30fc\u306e\u91d1\u878d\u53e3\u5ea7\u3078\u306e\u63a5\u7d9a\u3092\u63d0\u4f9b\u3059\u308b\u30c7\u30fc\u30bf\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3067\u3042\u308a\u3001\u8cc7\u7523\u7ba1\u7406\u306e\u5927\u624b\u4f01\u696d\u306a\u3069\u3092\u30af\u30e9\u30a4\u30a2\u30f3\u30c8\u306b\u6301\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>Quovo\u306e\u30af\u30e9\u30a4\u30a2\u30f3\u30c8\u306b\u306f\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u4f01\u696d\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<ul class=\"basic_list\">\n<li>Betterment<\/li>\n<li>Wealthfront<\/li>\n<li>SoFi<\/li>\n<li>Vanguard<\/li>\n<li>Empower Retirement<\/li>\n<li>John Hancock<\/li>\n<\/ul>\n<p>\u8cc7\u91d1\u8abf\u9054\u306f4\u30e9\u30a6\u30f3\u30c9\u884c\u3063\u3066\u304a\u308a\u3001Salesforce Ventures\u306a\u3069\u304b\u3089\u5408\u8a082,000\u4e07\u30c9\u30eb\u4ee5\u4e0a\u306e\u8cc7\u91d1\u3092\u8abf\u9054\u3057\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>Quovo API\u3092\u5229\u7528\u3059\u308b\u3053\u3068\u3067\u3001\u30af\u30e9\u30a4\u30a2\u30f3\u30c8\u4f01\u696d\u306f\u3001\u30e6\u30fc\u30b6\u30fc\u306e\u9280\u884c\u53e3\u5ea7\u306e\u30c7\u30fc\u30bf\u3068\u9023\u52d5\u3057\u305f\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<h3>\u8cb7\u53ce\u306e\u76ee\u7684\u3068\u4eca\u5f8c\u306e\u52d5\u5411<\/h3>\n<p>Plaid\u306f\u3001\u81ea\u793e\u30b5\u30a4\u30c8\u3067Quovo\u306e\u8cb7\u53ce\u306b\u3064\u3044\u3066\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002<\/p>\n<blockquote cite=\"https:\/\/blog.plaid.com\/quovo\/\">Quovo\u3092\u8cb7\u53ce\u3059\u308b\u3053\u3068\u3067\u3001\u5f53\u793e\u306e\u30b5\u30fc\u30d3\u30b9\u3067\u3088\u308a\u5e45\u5e83\u3044\u7a2e\u985e\u306e\u8cc7\u7523\u3092\u6271\u3048\u308b\u3088\u3046\u306b\u3057\u3066\u3044\u304d\u307e\u3059\u3002\n<p>\u00a0<\/p>\n<p>\u79c1\u305f\u3061\u306e\u76ee\u6a19\u306f\u3001\u3059\u3079\u3066\u306e\u4eba\u304c\u4fbf\u5229\u306a\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u3089\u308c\u308b\u3088\u3046\u306b\u3059\u308b\u3053\u3068\u3067\u3042\u308a\u3001\u305d\u306e\u305f\u3081\u306b\u306f\u6d88\u8cbb\u8005\u306e\u7d4c\u6e08\u751f\u6d3b\u306e\u5168\u4f53\u3092\u8003\u3048\u308b\u3053\u3068\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>\u3053\u308c\u3092\u5b9f\u73fe\u3059\u308b\u305f\u3081\u306b\u3001Quovo\u30c1\u30fc\u30e0\u3068\u5354\u529b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<\/blockquote>\n<p>Plaid\u306e\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005(CEO)Zach Perret\u306f\u3001\u8cb7\u53ce\u5f8c\u306ePlaid\u306e\u30b5\u30fc\u30d3\u30b9\u306b\u3064\u3044\u3066\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u8a9e\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<blockquote>\n<p>Plaid\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u5229\u7528\u3059\u308b\u3053\u3068\u3067\u3001\u30ed\u30fc\u30f3\u306e\u8cb8\u3057\u624b\u306f\u501f\u308a\u624b\u306e\u9810\u91d1\u6b8b\u9ad8\u3092\u78ba\u8a8d\u3057\u3001\u8fd4\u6e08\u80fd\u529b\u3092\u5224\u65ad\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3057\u305f\u3002<\/p>\n<p>Plaid\u306e\u30b5\u30fc\u30d3\u30b9\u304cQuovo\u306e\u30b5\u30fc\u30d3\u30b9\u3068\u7d71\u5408\u3055\u308c\u308b\u3053\u3068\u3067\u3001\u30ed\u30fc\u30f3\u306e\u8cb8\u3057\u624b\u306f\u501f\u308a\u624b\u3060\u3051\u3067\u306a\u304f\u3001\u30d6\u30ed\u30fc\u30ab\u30fc\u306e\u8cc7\u7523\u72b6\u6cc1\u3068\u3044\u3063\u305f\u60c5\u5831\u3082\u78ba\u8a8d\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<\/blockquote>\n<p>\u307e\u305f\u3001Plaid\u306f\u4eca\u5f8c\u306e\u65b9\u91dd\u306b\u3064\u3044\u3066\u3001<\/p>\n<blockquote cite=\"https:\/\/blog.plaid.com\/quovo\/\">\u958b\u767a\u8005\u3084\u5927\u4f01\u696d\u306a\u3069\u304c\u3001\u652f\u6255\u3044\u304b\u3089\u878d\u8cc7\u3001\u8cc7\u7523\u7ba1\u7406\u307e\u3067\u3001\u3042\u3089\u3086\u308b\u91d1\u878d\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u306e\u69cb\u7bc9\u306b\u4f7f\u7528\u3067\u304d\u308b\u5358\u4e00\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u69cb\u7bc9\u3057\u307e\u3059\u3002\n<p>\u00a0<\/p>\n<\/blockquote>\n<p>\u3068\u8a9e\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u91d1\u878d\u5206\u91ce\u306eAPI\u304c\u4eca\u5f8c\u3055\u3089\u306b\u4fbf\u5229\u306a\u3082\u306e\u306b\u306a\u308c\u3070\u3001\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u7b49\u306e\u4e0d\u6b63\u53d6\u5f15\u306e\u9632\u6b62\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306e\u63d0\u4f9b\u306b\u5fc5\u8981\u306a\u30b3\u30b9\u30c8\u306e\u524a\u6e1b\u3001\u30b5\u30fc\u30d3\u30b9\u5229\u7528\u8005\u306e\u5229\u4fbf\u6027\u5411\u4e0a\u306a\u3069\u304c\u671f\u5f85\u3067\u304d\u307e\u3059\u3002<\/p>\n<p><cite><a href=\"https:\/\/techcrunch.com\/2019\/01\/08\/plaid-snags-quovo-to-build-full-service-financial-api-offering\/\"><br \/>Plaid snags Quovo to build full-service financial API offering- TechCrunch<br \/><\/a><\/cite><\/p>\n<p><cite><a href=\"https:\/\/www.businessinsider.com\/plaid-acquires-quovo-2019-1\"><br \/>Plaid snags API competitor Quovo for $200 million- business insider<br \/><\/a><\/cite><\/p>\n<p><cite><a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2019-01-08\/logging-in-to-your-bank-account-is-now-a-3-billion-business\"><br \/>Logging In to Your Bank Account Is Now a $3 Billion Business- Bloomberg<br \/><\/a><\/cite><\/p>\n<p><cite><a href=\"https:\/\/blog.plaid.com\/quovo\/\"><br \/>Quovo is joining Plaid &#8211; PLAID<br \/><\/a><\/cite><\/p>\n<p><cite><a href=\"https:\/\/plaid.com\/products\/\"><br \/>Our products &#8211; PLAID<br \/><\/a><\/cite><\/p>\n<p><cite><a href=\"https:\/\/techcrunch.com\/2018\/12\/11\/fintech-startup-plaid-raises-250m-at-a-2-65b-valuation\/\"><br \/>Fintech startup Plaid raises $250M at a $2.65B valuation &#8211; TechCrunch<br \/><\/a><\/cite><\/p>\n<p><cite><a href=\"https:\/\/www.crunchbase.com\/organization\/quovo#section-overview\"><br \/>Quovo &#8211; crunchbase<br \/><\/a><\/cite><\/p>\n<p><cite><a href=\"https:\/\/finteknews.com\/quovo-more-than-just-a-data-aggregator\/\"><br \/>Quovo: More than Just a Data Aggregator &#8211; finTEK NEWS<br \/><\/a><\/cite><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u5411\u3051\u306eAPI\u3092\u69cb\u7bc9\u3059\u308b\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u4f01\u696dPlaid\u306f\u3001\u30d5\u30a7\u30a4\u30f3\u30c6\u30c3\u30af\u7cfb\u306e\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u4f01\u696dQuovo\u3092\u8cb7\u53ce\u3057\u307e\u3057\u305f\u3002<\/p>\n","protected":false},"author":1,"featured_media":28,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,19],"tags":[],"class_list":{"0":"post-479","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-news","8":"category-fintec"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.apibank.jp\/contents\/wp-json\/wp\/v2\/posts\/479","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.apibank.jp\/contents\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.apibank.jp\/contents\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.apibank.jp\/contents\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.apibank.jp\/contents\/wp-json\/wp\/v2\/comments?post=479"}],"version-history":[{"count":1,"href":"https:\/\/www.apibank.jp\/contents\/wp-json\/wp\/v2\/posts\/479\/revisions"}],"predecessor-version":[{"id":480,"href":"https:\/\/www.apibank.jp\/contents\/wp-json\/wp\/v2\/posts\/479\/revisions\/480"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.apibank.jp\/contents\/wp-json\/wp\/v2\/media\/28"}],"wp:attachment":[{"href":"https:\/\/www.apibank.jp\/contents\/wp-json\/wp\/v2\/media?parent=479"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.apibank.jp\/contents\/wp-json\/wp\/v2\/categories?post=479"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.apibank.jp\/contents\/wp-json\/wp\/v2\/tags?post=479"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}